| December 31, 2021 Rates as Low as*^ |
| 48mos | 60mos | 72mos* | 84mos** | 96mos*** | |
| APR | APR | APR | APR | APR | |
| Vehicles 2015 or newer | 2.30% | 2.30% | 2.40% | 2.50% | 2.60% |
| Vehicles 2010 – 2014
Vehicles 2009 & Older |
3.05%
4.40% |
3.15%
4.50% |
3.25%
4.60% |
||
| Recreational/ Other | |||||
| 2012 or newer | 3.65% | 3.75% | 3.85% | 3.95% | 4.05% |
| 2011 & older | 4.40% | 4.50% | 4.60% | ||
| Personal Loans | 7.80% | ||||
| Term Certificate | 1.75% | above certificate’s rate | |||
Regular Shares, Budget Shares and Christmas Club Accounts dividends are paid based on balance per tier and posted to accounts the last day of the month.
Last Declared Dividend Period: December 1, 2021, through December 31, 2021
| From Balance | To Balance | Projected APY Rate Rate |
| $100.00 | $1,499.99 | 0.05% 0.05% |
| $1,500.00 | $4,999.99 | 0.10% 0.10% |
| $5,000.00 | $24,999.99 | 0.10% 0.10% |
| $25,000.00 | $49,999.99 | 0.10% 0.10% |
| $50,000.00 | $74,999.99 | 0.20% 0.20% |
| $75,000.00 | Maximum | 0.20% 0.20% |
Savings balances less than $100, no dividends are calculated for those days.
Effective September 30, 2021
| Term | Min. Balance | Rate | APY* |
| 6 months | $ 1,000.00 | 0.05% | 0.05% |
| 1 year | $ 1,000.00 | 0.50% | 0.50% |
| 1 year | $ 50,000.00 | 0.60% | 0.60% |
| 2 years | $ 1,000.00 | 0.70% | 0.70% |
| 2 years | $ 50,000.00 | 0.80% | 0.80% |
*APY = Annual Percentage Rate
Substantial penalty (90 days interest) for early withdrawal.
Term Share Certificates rates are established by the Board of Directors and may be changed without notice.
Renewing certificates in amounts equal or greater than maturing certificate will receive 0.10% added to the above stated rates if renewed within 10 days of prior certificate’s maturity.
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