WHAT DOES ST. PAT’S EMPLOYEES FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ information; the reasons St. Pat’s Employees Federal Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information. | Does St. Pat’s Employees Federal Credit share? | Can you limit this sharing |
| For our everyday business purposes –
Such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus |
Yes | No |
| For our marketing purposes –
To offer our products and services to you |
No | We don’t share |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purpose –
Information about your transactions and experiences |
No | We don’t share |
| For our affiliates’ everyday business purposes –
Information about your credit worthiness |
No | We don’t share |
| For our affiliates to market to you | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Questions? Call (406) 329-5665 or email Credit.Union@providence.org
How does St. Pat’s Employees Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does St. Pat’s Employees Federal Credit Union collect my personal information?
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law give you the right to limit only
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates we share with can include insurance companies. Government agencies, and consumer reporting agencies
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include CUNA Mutual Group’s MEMBERCONNECT
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